Where Smart Saving Grows
I needed to save money fast. Like really fast. Had $287 in savings. Needed $3,000 for an emergency car repair + security deposit for a new apartment. Gave myself 90 days. Managed to save $2,513 (84% of goal). Here’s exactly what I did, week by week. Why Most “Save Money Fast” Advice Fails Now I will … Read more
“Frugal living” sounds miserable, right? I thought so too. It was spending $3,200 and only making $2,900, so something was going to have to give. I didn’t want to be one of those people who reuse tea bags or wash their Ziploc bags (no offence if you do; it’s just not me). After 4 months, … Read more
I spent two years needing an emergency fund before I actually saved one. The delay was not due to a lack of understanding of the concept of saving. Everybody knows you need savings. But knowing and doing are two different things when you are living paycheck to paycheck. Then my car broke down, and the … Read more
I have made attempts to begin a budget about twelve times. Actually, maybe about fifteen times. I lost count during the fourth failed attempt in 2019. Each attempt went the same way. I would download the app and then get excited and track everything for about six days. Then I would forget to log a … Read more