emergency fund

Save $500 in 30 Days Challenge: I Tried It (Here’s What Actually Worked)

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save $500 challenge illustration

Can you really save $500 in 30 days? I saw this challenge everywhere – Pinterest, TikTok, and finance blogs. Everyone claims you can save $500 in a month with “simple tricks.” So I tried it. October 2024. 30 days to save $500. Final result: I saved $447 in 30 days. A little short of the … Read more

How to Build an Emergency Fund: Saving $1,000 While Broke (Took Me 7 Months)

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Keeping emergency cash accessible when needed

I spent two years needing an emergency fund before I actually saved one. The delay was not due to a lack of understanding of the concept of saving. Everybody knows you need savings. But knowing and doing are two different things when you are living paycheck to paycheck. Then my car broke down, and the … Read more