How to Build Credit From Scratch: Went From No Credit to 720 Score in 14 Months

building credit score strategy

I had zero credit history. Not bad credit – just no credit. No credit cards, no loans, nothing. I was 25 and basically invisible to lenders. Tried to get a credit card: denied. Tried to get approved for an apartment: needed a co-signer. So I spent 14 months learning how to build credit from scratch. … Read more