How to Negotiate With Credit Card Companies: I Got My APR Lowered (Here’s How)
I was paying 24.99% APR on my credit card. That’s insane. But I just… accepted it? Then someone told me, “you can call and negotiate with credit card companies to lower your rate.” I was sceptical. Why would they just lower my interest rate because I asked nicely? But I tried it anyway. One phone … Read more